:root {
    --legal-ink: #172033;
    --legal-muted: #5c667a;
    --legal-line: #dfe4ec;
    --legal-paper: #ffffff;
    --legal-wash: #f4f7fb;
    --legal-accent: #174ea6;
    --legal-accent-dark: #103a7d;
    --legal-highlight: #eaf2ff;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    color: var(--legal-ink);
    background:
        linear-gradient(rgba(23, 78, 166, 0.035) 1px, transparent 1px),
        linear-gradient(90deg, rgba(23, 78, 166, 0.035) 1px, transparent 1px),
        var(--legal-wash);
    background-size: 32px 32px;
    font-family: "Avenir Next", "Segoe UI", sans-serif;
    line-height: 1.7;
}

a { color: var(--legal-accent); }
a:hover { color: var(--legal-accent-dark); }
a:focus-visible { outline: 3px solid rgba(23, 78, 166, 0.28); outline-offset: 3px; }

.legal-header {
    background: var(--legal-paper);
    border-bottom: 1px solid var(--legal-line);
}

.legal-header__inner,
.legal-layout,
.legal-footer__inner {
    width: min(1160px, calc(100% - 40px));
    margin: 0 auto;
}

.legal-header__inner {
    min-height: 72px;
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 24px;
}

.legal-brand {
    display: inline-flex;
    align-items: center;
    gap: 11px;
    color: var(--legal-ink);
    font-weight: 750;
    text-decoration: none;
}
.legal-brand img { display: block; width: 190px; height: auto; }

.legal-header__nav { display: flex; align-items: center; gap: 22px; }
.legal-header__nav a { color: var(--legal-muted); font-size: 14px; font-weight: 650; text-decoration: none; }
.legal-header__nav a[aria-current="page"] { color: var(--legal-accent); }

.legal-hero {
    padding: 72px 0 54px;
    border-bottom: 1px solid var(--legal-line);
    background: rgba(255, 255, 255, 0.82);
}

.legal-hero__inner { width: min(860px, calc(100% - 40px)); margin: 0 auto; }
.legal-eyebrow { margin: 0 0 12px; color: var(--legal-accent); font-size: 13px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.08em; }
.legal-hero h1 { margin: 0; font-family: Charter, "Bitstream Charter", serif; font-size: clamp(42px, 7vw, 68px); line-height: 1.05; letter-spacing: 0; }
.legal-summary { max-width: 720px; margin: 24px 0 18px; color: var(--legal-muted); font-size: 18px; }
.legal-effective { margin: 0; color: var(--legal-muted); font-size: 14px; }

.legal-layout {
    display: grid;
    grid-template-columns: 235px minmax(0, 760px);
    justify-content: center;
    gap: 70px;
    padding: 58px 0 80px;
}

.legal-toc { align-self: start; position: sticky; top: 28px; }
.legal-toc__title { margin: 0 0 12px; color: var(--legal-muted); font-size: 12px; font-weight: 800; text-transform: uppercase; letter-spacing: 0.08em; }
.legal-toc ol { margin: 0; padding: 0; list-style: none; border-left: 1px solid var(--legal-line); }
.legal-toc a { display: block; padding: 7px 0 7px 16px; color: var(--legal-muted); font-size: 13px; line-height: 1.35; text-decoration: none; }
.legal-toc a:hover { color: var(--legal-accent); }

.legal-content { min-width: 0; }
.legal-content section { padding: 0 0 36px; margin: 0 0 38px; border-bottom: 1px solid var(--legal-line); scroll-margin-top: 28px; }
.legal-content section:last-child { border-bottom: 0; }
.legal-content h2 { margin: 0 0 15px; font-family: Charter, "Bitstream Charter", serif; font-size: 29px; line-height: 1.25; letter-spacing: 0; }
.legal-content h3 { margin: 24px 0 8px; font-size: 16px; }
.legal-content p { margin: 0 0 14px; }
.legal-content ul { margin: 10px 0 16px; padding-left: 22px; }
.legal-content li { margin: 7px 0; }
.legal-content strong { font-weight: 750; }

.legal-callout {
    margin: 22px 0;
    padding: 20px 22px;
    border-left: 4px solid var(--legal-accent);
    background: var(--legal-highlight);
}
.legal-callout p:last-child { margin-bottom: 0; }

.legal-footer { background: var(--legal-ink); color: #dce3ef; }
.legal-footer__inner { min-height: 96px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.legal-footer p { margin: 0; font-size: 13px; }
.legal-footer__links { display: flex; gap: 20px; }
.legal-footer a { color: #fff; font-size: 13px; text-decoration: none; }

@media (max-width: 820px) {
    .legal-header__inner { min-height: 64px; }
    .legal-header__nav { gap: 13px; }
    .legal-header__nav a { font-size: 12px; }
    .legal-layout { display: block; }
    .legal-toc { position: static; margin-bottom: 42px; }
    .legal-toc ol { columns: 2; }
    .legal-toc a { break-inside: avoid; }
}

@media (max-width: 540px) {
    .legal-header__inner,
    .legal-layout,
    .legal-footer__inner,
    .legal-hero__inner { width: min(100% - 28px, 1160px); }
    .legal-brand img { width: 152px; }
    .legal-hero { padding: 48px 0 38px; }
    .legal-summary { font-size: 16px; }
    .legal-layout { padding: 38px 0 58px; }
    .legal-toc ol { columns: 1; }
    .legal-content h2 { font-size: 25px; }
    .legal-footer__inner { padding: 24px 0; align-items: flex-start; flex-direction: column; }
}

@media print {
    body { background: #fff; color: #000; }
    .legal-header, .legal-toc, .legal-footer { display: none; }
    .legal-hero { padding: 20px 0; }
    .legal-layout { display: block; width: 100%; padding: 24px 0; }
    .legal-content section { break-inside: avoid; }
}